Healthcare & Insurance in Vietnam

Vietnam’s healthcare system has improved significantly over the past decade. Major cities now offer modern private hospitals, international clinics, and English-speaking doctors.

However, healthcare quality varies depending on location and type of facility. Understanding how the system works — and choosing the right insurance — is essential for anyone planning to live in Vietnam long-term.

1. Overview of Healthcare in Vietnam

Vietnam has two main healthcare systems:

• Public hospitals
• Private hospitals and international clinics

Both are widely available in large cities, but they differ significantly in comfort, waiting time, and language support.

Public hospitals

Public hospitals are affordable and widely used by local residents.

Pros:

• Lower cost
• Extensive network nationwide
• Good specialists in major city hospitals

Cons:

• Crowded
• Longer waiting times
• Limited English support
• Administrative processes may feel complex

Public hospitals may be suitable for minor issues or routine care if you are comfortable navigating the system.

Private hospitals & International Clinics

Private facilities are the preferred option for most expats.

Pros:

• Shorter waiting times
• English-speaking staff
• Modern equipment
• Easier appointment booking
• More comfortable environment

Cons:

• Higher cost without insurance

Major private hospitals in Ho Chi Minh City and Hanoi offer international-standard care, especially for general practice, pediatrics, dental care, and routine procedures.

2. Cost of medical care

Healthcare costs in Vietnam are generally lower than in Western countries, but private services can still be expensive without insurance.

Approximate costs (private facilities):

• General consultation: $25 – $60
• Specialist visit: $50 – $150
• Basic blood test: $20 – $100
• Dental cleaning: $30 – $80
• Minor emergency treatment: $100 – $500+

Major surgery or hospitalization can become costly without coverage.

3. Health Insurance Options

If you are living and working in Vietnam, having insurance is highly recommended.

There are three common options:

3.1. Employer-Provided Insurance

If you work legally in Vietnam, your employer may provide:

• Local public health insurance (mandatory)
• Additional private insurance package

The mandatory public insurance provides access to public hospitals but may not cover private facilities.

3.2. Local Private Insurance

Some Vietnamese insurance companies offer private health plans.

Pros:

• Lower cost than international plans
• Good coverage for treatment inside Vietnam

Cons:

• Limited international coverage
• May have Vietnamese-language documentation

3.3. International Health Insurance

Many expats choose international providers.

Pros:

• Global coverage
• Access to private hospitals
• Medical evacuation options
• English documentation and support

Cons:

• Higher monthly premiums

This option is particularly recommended for:

• Families
• Long-term expats
• Individuals with pre-existing conditions
• Those who travel frequently

4. Emergency Services

Emergency number in Vietnam: 115

Response times may vary depending on city and traffic conditions.

In serious situations, many expats prefer going directly to a reputable private hospital.

For severe cases, medical evacuation to Singapore, Thailand, or home country may be considered (insurance coverage is important here).

5. Pharmacies & Medication

Pharmacies are widely available and easy to access.

• Many common medications are available without prescription.
• English-speaking pharmacists are common in central districts.
• Imported medications may be more expensive.

However, for serious conditions, always consult a licensed doctor.

6. Healthcare by City

Healthcare quality varies by location.

• Ho Chi Minh City – Largest selection of international hospitals
• Hanoi – Strong private and international clinic presence
• Da Nang – Improving private facilities, smaller network
• Smaller cities – More limited private options

If you live outside major cities, international insurance with evacuation coverage becomes more important.

7. Is Healthcare in Vietnam Safe?

Yes — healthcare in Vietnam is generally safe, especially in major cities.

7.1. Emergency Situations

In life-threatening emergencies, call 115 for an ambulance. Major public and private hospitals in cities like Ho Chi Minh City and Hanoi provide 24/7 emergency care.

Expats often prefer international hospitals for English-speaking staff and shorter waiting times.

7.2. Serious or Complex Conditions

For serious but non-immediate life-threatening conditions, patients are typically stabilized and treated in Vietnam first.

In more complex cases, some — particularly expats — may choose to transfer to international hospitals in the region (such as Singapore or Bangkok) or return to their home country for specialized treatment, depending on medical advice and insurance coverage.

7.3. Minor Illnesses

For mild conditions such as colds, headaches, or minor stomach issues, pharmacies are widely available and affordable.

If symptoms persist or worsen, a doctor’s visit is recommended.

Final Thoughts

Vietnam offers affordable and increasingly modern healthcare, especially in major cities. While public hospitals remain widely used, most expats prefer private or international facilities.

The most important decision is not where to go — but whether you are properly insured.

Having the right health insurance will make your life in Vietnam significantly safer and more comfortable.